What is Coins.ph and how does it work?

Coins.ph is a free, secure, and trusted mobile wallet that lets you access financial services from your phone - even without a bank account or credit card.

You can add funds to your wallet (no minimum balance required) and use it for remittances, bills payment, mobile load purchases, online payments, and digital currency purchase (such as Bitcoin, Ethereum, and XRP). #MyPhoneisMyWallet

Create your very own Coins.ph account now! https://coins.ph/m/join/HP7KL1

Pay Bills
With your Coins.ph wallet, you can skip the lines and instantly pay all of your bills from your phone. Here are the types of bills you can pay:

• Electricity - Meralco, Cotobato Light, Davao Light, ILECO, and more
• Water - Manila Water, Maynilad, Laguna Water, and more
• Government services -  NBI Clearance, Pag-IBIG
• Telco - Globe, PLDT, Smart, Sun Cellular, and more
• Broadband - Globe, Smart, Sun, and more
• Cable - Cignal, My Destiny, Sky Cable, and more
• Credit card - BDO, BPI, PNB, Unionbank, and more

Buy Load
Buying load is now easier and faster with Coins.ph. You can buy load from Globe, Smart, Sun, TNT, and TM in just a few taps.

Coins.ph also lets you instantly subscribe to the following load promos:

• Globe - GO UNLITXT 15, GoSURF 50, GO UNLI 25 and more
• TM - TM CALL & ALL NET TXT 15, and more
• Smart - All Text Plus 40, Giga Surf 50, Unli Call and Text 50, and more
• TNT - Gaan Text 10, LahaTxt30, and more
• Sun - Sun Xpressload Text Unli 60, Sun Xpressload Nonstop 50, and more

Send or Receive Money
Skip the bank queues and use Coins.ph to send money to friends and family! All you need is their email address, Facebook name, or bank account details.

Are you waiting to receive payments? You can also send a Payment Request to anyone, even if they don’t have a Coins.ph account.

Buy Game Credits
Enhance your gaming experience without ever running out of game credits! With your Coins.ph account, you can easily buy any of the following game credits:

• Battle.net Gift Cards
• Cherry Credits
• Garena Shells
• Razer Pin
• Steam Wallet credits
• EX Cash
• Game Club
• Level Up!

Buy Digital Currency
Coins.ph is the first virtual currency provider in the Philippines to be licensed by the Bangko Sentral ng Pilipinas (BSP) with a Virtual Currency Exchange license. Using your wallet, you can easily convert your Pesos into Bitcoin, Bitcoin Cash, or Ethereum.

Create your very own Coins.ph account now! https://coins.ph/m/join/HP7KL1

1. Log on to the PayMaya app, access the MENU (for Android) or tap MORE (for iOS), then tap UPGRADE MY ACCOUNT (for Android) or UPGRADE FOR FREE (for iOS).
2. Fill out the required information, upload a photo of your valid ID/s, Liveness Clip, and required documents; then tap SUBMIT.
3. You will receive a verification code through the app and SMS, which you can use as a reference when contacting Customer Service if you haven’t received your upgrade status update after 24 hours.
4. Depending on the status of your application, you might be required to tap on the START VIDEO CALL button to talk to an available Upgrade Officer who will validate your application.  

Once your application is approved, you can instantly enjoy all the perks of your upgraded account! 

Follow these easy steps to download PayMaya:

• You can search “PayMaya” or look for PayMaya in the Finance apps in iOS App Store and Google Play store. 
• Click on Get or Install to download the app.

Awesome! Here’s how you register in PayMaya:

Valid IDs are those that are issued by the government and they usually come with a photo or the bearer or some form of biometric, making them unique and fraud proof.

What is PayMaya?

PayMaya is an app that gives you a virtual prepaid card for shopping online, booking flights and more. Depending on your mobile network, you either get a virtual Visa or Mastercard. You can also pay bills, send money, and more, in-app. Add money to your PayMaya with more than 40,000 partners such as 7-Eleven, Palawan Pawnshop, Smart Padala Centers, SM Stores Business Services and Robinsons Department Store Business Centers.

There’s a PayMaya physical card, which you can use to pay in establishments that accept credit or debit cards. This is a prepaid card that you can add money with cash at the same partners. It works here and abroad and it’s embedded with an EMV chip for your security.

You can link the physical card to the app so that it shares one wallet with your virtual card you can view all your transactions in-app.

Where can I use PayMaya?

You can use the virtual card at online stores or websites that accept credit cards or debit cards. You can also Scan to Pay with PayMaya QR at our partner merchants or use the physical card at establishments here and abroad, wherever Mastercard, Visa & Bancnet are accepted. ​


How do I start using PayMaya?

You can start using PayMaya with these easy steps:

• Download from the App Store or Google Play​ 
• Register with your name, email and mobile number​
• Create a password​ 
• Receive a verification SMS​ 
• Enter verification number​ 
• Click VIEW CARD button​ 
• Input your address and birthday​ 
• Receive a confirmation that your account has been activated​

Can I get PayMaya even if I’m not a Smart subscriber?

Yes, definitely! Anyone with a Philippine mobile number can register.


Is there a minimum age required to use PayMaya?

Paymaya's recommended age is 7 and above.


Where can I buy a PayMaya Physical Card?

To buy a PayMaya card, visit their online store at https://store.paymaya.com/.


What else can I do with PayMaya?

Here are other exciting stuff you can do with PayMaya:

• Buy prepaid load and data packages for Smart, Sun, TnT, Globe and TM at discounted prices. 
• Buy gaming pins, cable prepaid load, and ShareTreats (gift cards, vouchers, etc.) 
• Send money to your friends & family and banks & e-wallets.
• Loan money thru PayMaya 
• Pay your utility bills and government contributions with a few taps on an app! Click here to know more. 

What are the official channels of PayMaya?

Paymaya's official Facebook page is www.facebook.com/PayMayaOfficial.

You may contact their customer support through the following channels:

• Hotline: (+632) 8845-77-88 (Toll Free: 1800-1084-57788) or *788 using your Smart mobile phone 
• Email: support@paymaya.com 
• PayMayaCares Facebook: https://m.me/PayMayaCares  

Pro-tip: Always look for the verified blue check mark to ensure that you are visiting the official PayMaya Facebook pages! 

WHAT IS PAYMAYA?

PayMaya is an app that gives you a virtual prepaid card for

1. Shopping online, 
2. Booking flights and more.

It also has an e-wallet that can can help you conveniently:

1. Pay your bills and purchases, 
2. Send money, 
3. Avail other money services without using cash anytime and anywhere.

There’s also a PayMaya physical card, which you can use:

1. to pay in establishments that accept credit or debit cards here and abroad. 

You can link the physical card to the app so that it shares one wallet with your virtual card you can view all your transactions in-app.


HOW TO EARN CASHBACK USING PAYMAYA?

A popular way to earn cashback is thru referral. You can refer your family and friends and ask them to use your invite code. For every successful referral, you and your friends get Php50 in your PayMaya account. (Before you can avail of those perks, make sure you upgraded your PayMaya account)

Earn as much as P10,000 when you successfully refer 200 friends to PayMaya. Start referring today!

1. Download the PayMaya app and register an account. It’s free!
2. Input this invite code 3nqt7vq in the "Get Free Credits" screen and tap "Submit Invite Code."
3. Upgrade your account for free. Just prepare one valid primary ID or two supplementary IDs. 

You can maximize your PayMaya account and enjoy the monthly deals and promos!

WHAT IS COINS.PH?

Coins, more popularly known as Coins.ph is one of Southeast Asia’s fastest-growing fintech companies that enables anyone, including those without a bank account, to easily access financial services directly from their phone.

With Coins e-wallet, you can add funds (no minimum balance required) and use it for:

1. Remittances - send/receive money to/from family and friends
2. Bills payment
3. Mobile load purchases
4. Online shopping and payments
5. Digital currency purchase (such as Bitcoin, Ethereum, and XRP).

HOW TO GET CASHBACK USING COINS.PH?

Anyone using Coins.ph can easily get cashback by any of these methods:

1. Get Php5 cashback per bill payment. Get Php100 when you pay 5 bills within a calendar week.
2. Get 10% cashback when you buy mobile load. Example: you buy 100 load, you get Php10 cashback)
3. Get Php50 for every friend you refer and signs up with your referral code and verifies their ID & Selfie.

Example: Your friend creates an account with your referral code or link. They submit selfie and ID verification. Coins.ph team approves their selfie and ID, and you BOTH get Php 50.

Logically, if you invited 5 friends to sign up and their selfie and ID verification are approved, you instantly get Php 250. If you invited 10, you would get Php 500. Share your code to social media and have your friends verify to earn!